A Comprehensive Help Guide for Seniors 50+
The Senior
Sourcebook
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Home Sweet Home
(I’ve Become Accustomed To A Roof Over My Head!)
 
    “To us our house was not insentient matter--it had a heart & a soul & eyes to see us with, &
    approvals & solicitudes & deep sympathies; it was of us, & we were in its confidence, & lived in
    its grace & in the peace of its benediction. We never came home from an absence that its face
    did not light up & speak out its eloquent welcome--& we could not enter it unmoved”
    Letter to Joseph Twichell, quoted in “Mark Twain: A Biography”

A survey was taken by AARP about housing for seniors. They found that a whopping 83% want to
remain in their homes as long as possible. Why not? It’s always been a part of the American
Dream to own your own home and, after what often turns into decades of living in a home where
irreplaceable memories accumulate, the idea of finding new digs is frightening and sad to most of
us.

In The Senior Sourcebook, you’ll find ways to make sure this desire to ‘stay put’ remains a firm
possibility as you age. There is no doubt that one of the most stressful decision you and family
members need to face is the option of moving into retirement communities or an assisted-care
facility.

Some seniors move in with grown children, others choose assisted living quarters. Regardless,
the high hope of staying in the home from which you would have to move (for many reasons we’ll
discuss) can be smoothed out. In this book, we’ll look at lots of options and opportunities to make
this as painless as possible.

Let’s settle in!

Making Your Home Senior Friendly

Let’s start by assuming you live in your home now and the issue of leaving it is moot. You have no
plans to move and are happy with your current circumstances. However, why not make that living
environment as accommodating as possible?

Let’s be honest, your needs change as you age. From using wheelchairs, ramps, easy door levers,
large cabinet knobs that turn easily, no slip floors, lowered cabinets, higher wall outlets and grab
bars, all of which can remarkably improve your living standard, you will find that altering your
current home environment will make new challenges easier to face.
 
A Senior Moment

Nearly half of all falls for seniors occur at home!
It’s estimated that, in the U.S., 1 in 3 seniors will
fall each year, and it’s a leading cause of death
among the elderly. So, take this section seriously
and make the necessary changes right now, before
it’s too late!
 
Home safety modifications are becoming more and more common as Baby Boomers age and
refuse to be limited in any way, especially in their own home. Supportive features at home
increase your ability to move freely and safely. They make you more independent and self-
sufficient. Ultimately, when you follow the advice offered in this section, you’ll experience fewer
injuries, falls and emergencies.

Also, since this book is written for those who care for an elderly family member, make some of
these suggestions a part of your caring. Surprise the senior in your life by making these changes
in the environment for them. Hire a plumber, a handy man or “do-it- yourself” to give the senior
you love an environment they can negotiate with ease and peace of mind.

You should start by considering the following right now:

  1. Remove all the clutter and electrical cords you find around the house. Plan a day or two just
    making your way through the accumulated debris that we all usually don’t notice in our
    house.
  2. Next, check out the shower, near the toilet and by the tub to decide if installing grab bars
    would make your life, or that of the person you care for, more enjoyable and safer.
  3. Continue by installing flexible showerheads and placing non-slip strips or decals in the tub
    and shower.
  4. Replace hard to turn faucet handles and doorknobs with the lever kind. They are much
    easier to turn and require far less pressure, or muscle power, to open doors and water
    faucets. While you’re at it, put easy-to-grab ring handles on cabinets.
  5. Improve the lighting wherever you see darkened areas of a room or any area that might
    cause you to have to squint to clearly see the object(s) you’re looking to use.
  6. 6. If at all possible, widen doorways and hallways to a minimum of 35 inches. This makes
    walking through them easier and less hazardous. Install handrails for support in particularly
    difficult areas.
  7. Look over areas that could possibly use a ramp for entry and exit. It’s always helpful when
    you get rid of stairs. They become more and more difficult to use as we become less agile
    and a bit stiffer.

All of the above can be accomplished (with the exception of widening doorways and installing
ramps) for very little money and time. I’m going to give you some great places to go where you
can get financial assistance in making changes to your current home so that it is more senior-
friendly. No matter the cost, doing these relatively simple things can dramatically increase ease-of-
use and safety.
 
Action Step #4

Print out the above page of projects and go
through your home today. Decide exactly which
changes apply to you and commit to making
those changes in the next few months.
 
Remodeling Resources for Seniors

Assistance to modifying your current residence for reduced rates is readily available. This is really
good news. Now, there is no excuse for not adjusting your environment to reflect the reality of
your newest life stage.

  • Your local Area Agency on Aging may have funds garnered from the Older Americans Act
    Title III to repair and modify homes. Call the Eldercare Locator at 800-677-1116.
  • Development Block Grants help us maintain and upgrade our homes. Contact HUD at 202-
    708-1577, or click here to visit their website.
  • Medicare and Medicaid can help you get some of those durable grab bars and bath shower
    chairs. Ask your health care provider about this. Your physician can also be a wonderful
    source of help.
  • Your local Housing Authority can take your request for a grant or loan for home modification,
    especially for seniors and adults with disabilities.
  • Low-income seniors can get help from two programs; the Lower Income Home Energy
    Assistance Program and the Weatherization Assistance Program of the U.S. Department of
    Energy, which provides funds to weatherize your home. Contact the Office of State and
    Community Programs at 800-363-3732.
 
A Senior Moment

Have you noticed throughout this book how many
groups, both private and public, are dedicated to
you? Being a senior today is so much more
empowering than at any time in history.

But, it’s up to you to contact these dedicated
‘helpers’ that happily provide assistance to us!
 
Household Helpers

There are lots of cool tools we can start using to maintain our independence and improve our
lives. These “helpers” also known as assistive devices, offer practical designs and even some fun
help with such activities as getting dressed or opening doors. From reading and writing to taking
a shower or reaching hard to get to places, or remembering to take medications here is a
sampling you can consider for yourself or the senior you love:

  1. Try a telephone amplifier that allows you to adjust the volume, tone, and pitch of phone
    calls.
  2. If hearing is a problem try the new flashing light phones, doorbells and smoke alarms.
  3. A cordless set of headphone for televisions and audio sources can be a joyful help for the
    hard-of-hearing senior
  4. Vibrating alarm clock that you place under your pillow can help you awaken just in time!
  5. “It talks!” From watches, clocks, timers, calculators, scales and indoor/outdoor
    thermometers that ‘speak’ to give you the information you need.
  6. “It Talks”- Part 2! On the health front you can purchase heart, blood pressure and blood
    sugar monitors that speak health.
  7. Vision impaired seniors can use ‘tactile knobs’ for stoves that have raised dots to indicate
    settings
  8. A battery-operated light in new magnifiers makes reading a breeze.
  9. You can now fit magnifiers directly onto screens for TV and computer viewing.
  10. You can get large-number button phones, or try the really cool voice-activated dialer.
  11. Large letter keyboards for computers are helpful and using very sensitive voice activated
    speech software helps seniors use their computers more easily.
  12. If remembering is hard when it comes to taking your medication, there are electronic
    pillboxes with alarms that signal when the time to swallow has arrived.
  13. Telephones with memory dialers and spaces for photos of those you’ve called frequently
    make using the phone much more ‘memory friendly’.
  14. A timed faucet makes sure the water shuts off whether you remember to or not.
  15. Have you heard of the finger loops that help us turn keys in doors and car ignitions?
  16. Long arm reach devices help you extend your reach length when getting bottles or cans
    from a high, out of reach area or cabinet.
  17. If you like to write, you can pick up some special pens designed to help reduce shake and
    muscle pain from your letter campaigns or that novel you’re committed to finishing in long
    hand.
  18. New cooking and eating utensils have been developed that improve your grip to help with
    tremors.

By the way, all 18 items listed above make great gifts for the senior in your life! Most can be found
in local hardware stores, pharmacies and plumbing supply stores. Medical supply companies also
provide useful items. You can also look under “Medical Supplies” in your phone book.
 
The above is an extract of a chapter from the ebook "The Senior Sourcebook".
Here are the contents of the book:

Introduction
Senior Guide to Computer Literacy
Medicare & Health Issues
    The Basics
    Medicare Part A
    Medicare Part B
    Non- Coverage In Medicare
Medicare Prescription Drug Benefits
    Catastrophic Coverage
Limited Income Subsidies
    Coming In 2010
My Head Is Spinning
    Medicare Fraud
    Other Resources
Home Sweet Home
    Making Your Home Senior Friendly
    Remodeling Resources for Seniors
    Household Helpers
Senior Living Choices
    Retirement Communities
    C.C.R.C.
    Senior Living Helps
    Alternatives to Total Care
    Nursing Homes
    NURSING HOME CHECKLIST
    What You Don’t Want To See
    Advocates for Residents
    Far, Far Away
    Choose Carefully!
    How Much For A G.C.M.?
    In Conclusion
Senior Finances
    Retirement
    Savings Resources
    Financial Planners
    10 Questions To Ask Your Financial Planner
    Financial Planners Resources
    Legal Eagles For Seniors
    The Taxman Cometh
    Thy Will Be Done
    Choose An Executor
    Will Resources
    Living Trusts
    Living Trust Resources
    Reverse Mortgages
    The Three Types Of Reverse Mortgage Loans
    Why I’m Wary
    Reverse Mortgage Resources
    Down & Dirty Debt
    Medical Debt For Seniors
    Bankrupt Basics
    Medical Cost Resources
    In Conclusion
Living The Life
    Living Fully As A Senior
    Driving Around
    Driving Resources
    No More Automobile? No problem!
    Utility Bills
    Volunteering
    Volunteer Resources
    Senior Work
    Other Employment Resources
    Grandparent
    The Pre-Visit Plan
    Safety
    Long Distance Grandparents
    Resources For Far-away Grandparents
    Your Family Tree
    Genealogy Resources
Afterword
 
Did you know that in the USA alone, someone turns 50 every seven seconds.  Yes, the baby-
boomer generation is alive and kicking and the senior population reaching 65 and up will double
from 35 Million to well over 70 Million in the next two decades!

    So what does that mean to you?

It means plenty.  In the words of our author, "Unlike any generation before them, they will live
longer, look and feel younger, have more options and better support systems than any 'elderly'
group of people since the dawn of civilization."

This means that seniors will demand more and better information.  Retirement for these healthy,
vibrant people may be non-existent and play time and travel are a given.

They do more, have more and want to keep it.  They require access to sophisticated medical and
dental care.  They have more money and need state of the art advice to grow it.  Above all else,
they have more questions than answers.

That's where "The Senior Sourcebook" comes in.  This comprehensive guide covers everything
from Medicare to Financial Planning.  You won't believe what is jam-packed inside the pages.  Just
take a look:

  • Senior Guide to Computer Literacy
  • Medicare & Health Issues
  • The Basics
  • Medicare Part A
  • Medicare Part B
  • Non- Coverage In Medicare
  • Medicare Prescription Drug Benefits
  • Catastrophic Coverage
  • Limited Income Subsidies
  • Medicare Fraud
  • Making Your Home Senior Friendly
  • Remodeling Resources for Seniors
  • Household Helpers
  • Senior Living Choices
  • Retirement Communities
  • Alternatives to Total Care
  • Nursing Homes
  • Senior Finances
  • Retirement
  • Savings Resources
  • 10 Questions To Ask Your Financial Planner
  • Choose An Executor
  • Creating a Will
  • Living Trusts
  • Reverse Mortgages
  • Medical Debt For Seniors
  • Basics of Bankruptcy
  • Medical Cost Resources
  • Volunteering
  • Employment Resources
  • Grandparenting
  • and much, much more

Whether you are fast approaching the senior category, are already there or have parents who
can use your help there is something for everyone in "The Senior Sourcebook."

You won't find a better source for all things senior anywhere!  If you have parents who are ready
for assisted living, find the answers here.

Need to write or update your will?  Get some guidance about creating it or consider a living trust.  
You'll find it all inside the digital pages.

Are you trying to sort out the Medicare puzzle for your parents?  Discover the details here in easy
to understand language anyone can decipher.

As we mentioned in the beginning of this message, someone here in the USA turns 50 every
seven seconds.  Be prepared.  Get the answers to all those questions.

More importantly, get the answers to all the questions you don't even know to ask.
 
This book retails for $17.  However, I will give you special bonus - you get the following 4
additional ebooks absolutely free.
 
Do you have "Maximum Memory Power?"

If you had to think about that answer you are not using your memory to its
fullest potential.

You've probably lost car keys or mis-placed an item on occasion. The worst
case scenario is forgetting a name, especially when the person is someone
you should know!

Well, there is relief in site. Learn how set the wheels in motion and
increase your memory skills.

Research on diseases of aging, such as Alzheimer’s and other forms of
dementia, has indicated that keeping our minds active and positive may
delay the onset of those diseases in some people.

Almost anyone can improve their use of that powerful filing system
between our ears. That will help you improve

almost every area of your business and social life!"



Don't Worry - Be Happy!

Yeah, right!

Seriously, are you happy. . .truly happy?

If you feel that your happiness is a fleeting thing that you can't really put
your finger on then you probably need a happiness boost.


If you are not experiencing enough happiness in your life, you are missing
out on so much. Did you know that your degree of happiness can have an
impact on your overall health and well being?

It's true. Happy people live longer.

If you'd like to learn how to increase your happiness quotient you just
need to know how and "How to Be Happy: A Complete Guide to Rational
Living" is just the ticket!

Happiness is not just a state of mind that comes and goes on a whim.
Happiness can be learned.



"Old-timers Disease Is No Joke"

It's a good bet that you, like the rest of us, have forgotten something then
jokingly said, "it must be old-timers disease."

What do you do when it hits close to home and it's no longer a laughing
matter?

With more than 18 million known cases of Alzheimer's Disease world wide
the odds are that you have had some contact with
someone who is close to this horribly degenerating disease. It may be a
victim or a family member of a victim.

Maybe you even suspect that one of your loved ones is exhibiting early
stage symptoms of Dementia and/or Alzheimer's Disease and
you'd like some answers.

Get all those haunting questions that slip into your thoughts day and night
answered once and for all.




Understanding Incontinence

If you suffer from this condition there is good news on the horizon.

Do you find yourself avoiding public outings?

Are you becoming a hermit, trapped at home rather than subject yourself
to public humiliation if you have an episode of accidental leakage?

Do you find yourself terrified to sneeze, cough or fearful of a simple drive
over a bumpy road?

If so, you need to know that you can end the embarrassment once and for
all!

Discover what one woman learned when she finally ended the denial and
faced her problem head on.

She shares her experience and discovery in a candid discussion of a hidden
problem that is far more prevalent than you realize.

Her message is simple. You CAN end the suffering and embarrassment
once and for all!

Take the first step and find out how you, too, can take back control of your
life.
 
Yes, for $17 you get all these 5 ebooks:

The Senior Sourcebook
+
Maximum Memory Power
+
How to be Happy
+
The Complete Guide to Alzheimer's Disease
+
Understanding Incontinence

Immdediate Download
Only $17
 
8 weeks Money Back Guarantee!
 
Your purchase through PayPal is fully secure.
Your purchase is also fully guaranteed - if for any reason, you are not satisfied with your
purchase, you can ask for full refund of your purchase.  You can even keep these ebooks.
With this iron-clad guarantee, what have you got to lose?
Go ahead and click on the PayPal buy button.
 

Immdediate Download
Only $17
 
P.S.  In the famous words of Dylan Thomas, “Do not go gentle into that good night.  Rage, rage
against the dying of the light.”  Grab your copy of  "The Senior Sourcebook" today!
 
Proudly brought to you by Jacob Gan PhD (Michigan)